ZIP 19962 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19962 (Kent County, Delaware) returns a low composite of 22/100. Its standout signals are structural risk (50/100), construction/permit lag (42/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). The split runs 50/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (72/100).

The neutral-phase market in 19962 posted values that rose 4.3% over the year, 4.9% off the recent peak, and 32% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 61% of tenant households. Vacancy runs 4.4%. Median household income is $107,868, above the U.S. median near $78,000. The demographic-stress sub-score lands at 29/100. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 90% owner-occupied to 10% rented. About 12,618 people live here, median age 39. A median home runs $374,200 here, or 3.3 times local income. Educational attainment sits at 40% bachelor's-or-above. The ZIP holds roughly 5,257 housing units.

Overall 19962 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 19962 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 19962's 22/100 can be lined up against any neighbor in Kent County, Delaware or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 19962 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 19962 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 19962 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.