ZIP 19946 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 19946 in Kent County, Delaware comes in at 22, a low composite-distress reading. The pressure is most legible in structural risk (50/100), construction/permit lag (42/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). On the structural side it scores 50/100, with 2/100 of stress already active.

The market reads neutral — home values rose 4.3% year on year, 4.9% off the recent peak, and 11% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

85% of housing is owner-occupied. Around 49% of renters are cost-burdened. 11.8% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. The vacancy rate is 9.8%. A median home runs $302,800 here, or 3.5 times local income. There are about 2,393 housing units across 19946. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $76,213, near the U.S. median near $78,000. 5,508 residents call 19946 home, typically aged 46.

Net-net, 19946 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 19946 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 19946 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Kent County, Delaware and the nation. Where the public record is thin for 19946, the field stays empty rather than modeled, and fills in as new documents post.

19946's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 19946 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.