ZIP 19946 Property Distress & Foreclosure Data

Composite property distress in 19946 (Kent County, Delaware) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (46/100), insurance pressure (43/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The market reads neutral — home values rose 6.5% year on year, 5.4% off the recent peak, and 11% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 85% of homes, renters 15%. Around 49% of renters are cost-burdened. 11.8% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. The vacancy rate is 9.8%. Home values center near $302,800, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 2,393 housing units. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $76,213, near the U.S. median near $78,000. About 5,508 people live here, median age 46.

Net-net, 19946 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.