ZIP 19938 Foreclosure, Tax-Lien & Distress Report

Kent County, Delaware's ZIP 19938 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (74/100)). The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (35/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. On the structural side it scores 49/100, with 2/100 of stress already active.

The neutral-phase market in 19938 posted values that rose 4.3% over the year, 4.1% off the recent peak, and 9% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 89% of homes, renters 11%. The vacancy rate is 2.6%. A median home runs $381,000 here, or 3.5 times local income. The demographic-stress sub-score lands at 26/100. Population is roughly 9,867 with a median age of 37. 5.5% of residents fall below the poverty threshold. Households earn a median $96,338 — above the roughly $78,000 national figure. The ZIP holds roughly 3,253 housing units. Around 23% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened.

Overall 19938 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 19938 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Kent County, Delaware and the nation. Where the public record is thin for 19938, the field stays empty rather than modeled, and fills in as new documents post.

Behind 19938's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 19938 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.