ZIP 19963 Foreclosure, Tax-Lien & Distress Report

Sussex County, Delaware's ZIP 19963 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (57/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (10/100) stay muted. The latent-versus-live split is 57/100 structural and 3/100 already moving.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, 2.4% off the recent peak, and 19% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 22,544 people live here, median age 40. Home values center near $322,500, an affordability ratio of 4.5×. The tenure split is 63% owner-occupied to 37% rented. On demographic stress specifically, 19963 scores 35/100. There are about 10,933 housing units across 19963. Vacancy runs 9.0%. At $65,420, median income runs below typical U.S. levels. About 27% have a four-year degree. Rent burden reaches 39% of tenant households. 15.5% of residents fall below the poverty threshold.

Net-net, 19963 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19963 at the moment; the composite and its components are still built from verifiable public records.

Whether 19963 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19963 can be compared directly against any other ZIP in Sussex County, Delaware or nationwide. Where the public record is thin for 19963, the field stays empty rather than modeled, and fills in as new documents post.

19963's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 19963 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.