ZIP 19939 Foreclosure, Tax-Lien & Distress Report

In Sussex County, Delaware, ZIP 19939 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 60/100 structural and 4/100 already moving. The pressure is most legible in construction/permit lag (68/100), structural risk (60/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (12/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 31% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $86,583, near the U.S. median near $78,000. About 34% have a four-year degree. The vacancy rate is 24.4% — elevated. There are about 3,949 housing units across 19939. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 29/100. The typical home is worth about $420,700 (4.2× income). 92% of housing is owner-occupied. Rent burden reaches 32% of tenant households. 7,833 residents call 19939 home, typically aged 56.

On the whole, 19939 leans distressed, with opportunity clustered in specific stressed parcels. While 19939 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 19939 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 19939, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 19939 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 19939 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.