ZIP 19904 Foreclosure, Tax-Lien & Distress Report

In Kent County, Delaware, ZIP 19904 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). Structural risk reads 50/100 against active distress of 2/100. Leading the profile are structural risk (50/100), construction/permit lag (42/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The market reads neutral — home values rose 4.3% year on year, 4.9% off the recent peak, and 15% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $66,885, below the U.S. median near $78,000. Roughly 14.4% live below the poverty line. Population is roughly 38,125 with a median age of 41. Rent burden reaches 49% of tenant households. The vacancy rate is 7.9%. There are about 16,108 housing units across 19904. About 27% have a four-year degree. The demographic-stress sub-score lands at 35/100. 62% of housing is owner-occupied. A median home runs $309,400 here, or 4.2 times local income.

Overall, 19904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 19904 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 19904 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19904 can be compared directly against any other ZIP in Kent County, Delaware or nationwide. Sparse data for 19904 shows as blanks, never estimates, and the score updates on every fresh public filing.

19904's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 19904 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.