ZIP 19804 Foreclosure, Tax-Lien & Distress Report

In New Castle County, Delaware, ZIP 19804 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (83/100). Its standout signals are structural risk (49/100), institutional ownership (19/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (8/100) stay muted. Structural exposure scores 49 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 24% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.5%. 76% of housing is owner-occupied. 18,231 residents call 19804 home, typically aged 41. Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 8.5%. There are about 8,119 housing units across 19804. The typical home is worth about $264,100 (3.2× income, relatively affordable). Rent burden reaches 24% of tenant households. At $76,204, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100.

Overall, 19804 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.