ZIP 19810 Foreclosure, Tax-Lien & Distress Report

New Castle County, Delaware's ZIP 19810 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (83/100). Latent structural risk is 45/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (45/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.2% year on year, and 15% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $440,600, an affordability ratio of 3.8× — accessible. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. At $110,486, median income runs above typical U.S. levels. Around 45% of renters are cost-burdened. The vacancy rate is 3.6%. Population is roughly 25,859 with a median age of 46. Educational attainment sits at 53% bachelor's-or-above. On demographic stress specifically, 19810 scores 27/100. The ZIP holds roughly 11,128 housing units. 80% of housing is owner-occupied.

Broadly, 19810 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 19810 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 19810 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19810 can be compared directly against any other ZIP in New Castle County, Delaware or nationwide. Sparse data for 19810 shows as blanks, never estimates, and the score updates on every fresh public filing.

19810's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 19810 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.