ZIP 19732 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19732 (New Castle County, Delaware) returns a low composite of 20/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (83/100)). The sharpest non-environmental signals are structural risk (45/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 45/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 100% of homes, renters 0%. The poverty rate is 15.5%. The demographic-stress sub-score lands at 14/100. There are about 54 housing units across 19732. Educational attainment sits at 100% bachelor's-or-above. The typical home is worth about $581,300 (2.8× income, relatively affordable). Median household income is $250,001, above the U.S. median near $78,000. About 155 people live here, median age 73. The vacancy rate is 0.0%.

Overall 19732 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 19732's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 19732 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 19732 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 19732 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.