Atlantic County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Atlantic County, New Jersey? DLRadar grades every Atlantic County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Atlantic County breakdown.
- Atlantic County's most distressed ZIP is 08037 at 27/100.
- 30 ZIP codes tracked in Atlantic County, averaging 27/100 distress.
- Atlantic County reads expansion — home values up 5.9% year over year.
- Vacancy runs 14.6% across Atlantic County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Atlantic County home is worth about $331,382 against a ~$78,775 median income.
- Lending headwind in Atlantic County sits at 51/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 08037 | 27/100 |
| 2 | 08201 | 27/100 |
| 3 | 08203 | 27/100 |
| 4 | 08205 | 27/100 |
| 5 | 08215 | 27/100 |
| 6 | 08217 | 27/100 |
| 7 | 08221 | 27/100 |
| 8 | 08225 | 27/100 |
| 9 | 08232 | 27/100 |
| 10 | 08234 | 27/100 |
| 11 | 08240 | 27/100 |
| 12 | 08241 | 27/100 |
Most distressed ZIP codes in Atlantic County (composite distress 0-100, 2026)
What is driving Atlantic County distress
Atlantic County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Atlantic County market phase and pricing
The cycle in Atlantic County is expansion, with values up 5.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Atlantic County
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What people ask
Which Atlantic County ZIP scores worst for distress?
ZIP 08037 leads Atlantic County at 27/100, recomputed monthly from public records.
Where is Atlantic County in the housing cycle?
Atlantic County reads expansion, with home prices up 5.9% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Atlantic County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 30 Atlantic County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Atlantic County ZIP codes?
A single county score papers over real variation. Across the Atlantic County ZIPs DLRadar ranks, scores run from 27/100 in 08037 down to 27/100 in 08241, against a Atlantic County average of 27/100. A spread of 0 points means Atlantic County has to be worked ZIP by ZIP.
What do Atlantic County home values and vacancy say about distressed supply?
The typical Atlantic County home carries about $331,382 of value against a median household income near $78,775. Vacancy across Atlantic County's tracked ZIPs runs 14.6% and the poverty rate is 9.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Atlantic County's foreclosure and lien filings and its 51/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.