Atlantic County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Atlantic County, NJ distress report, 2026: 30 ZIPs scored in Atlantic, NJ, Atlantic, NJ average 27/100; the top Atlantic, NJ ZIP is 08037 at 27/100; Atlantic, NJ market phase expansion, Atlantic, NJ prices +5.9% year over year.
- Atlantic, NJ ranks #1,537 nationally (opportunity index); Atlantic, NJ #4 in New Jersey; Atlantic, NJ index 29.3.
- Atlantic, NJ ninety-day mortgage delinquency 1.1% in December 2025; Atlantic, NJ twelve-month change -0.2%.
- Atlantic, NJ ZIP phases: 30 expansion.
- Atlantic, NJ residential listings tracked: 120 across 25 ZIPs; Atlantic, NJ candidate listings 49.
- Atlantic, NJ HUD assisted properties: 28 with 1,781 units.
- Atlantic, NJ lenders on watch: 5; largest Atlantic, NJ footprint Oceanfirst Bank Na (6 branches).
- Atlantic, NJ most distressed ZIP: 08037 at 27/100.
Atlantic, NJ figures: DLRadar distress index; Atlantic, NJ inputs: CFPB, FHFA, HUD, FDIC; Atlantic, NJ rebuilt as sources refresh.
| Rank | Atlantic, NJ ZIP | Score |
|---|---|---|
| 1 | 08037 | 27/100 |
| 2 | 08201 | 27/100 |
| 3 | 08203 | 27/100 |
| 4 | 08205 | 27/100 |
| 5 | 08215 | 27/100 |
| 6 | 08217 | 27/100 |
| 7 | 08221 | 27/100 |
| 8 | 08225 | 27/100 |
| 9 | 08232 | 27/100 |
| 10 | 08234 | 27/100 |
| 11 | 08240 | 27/100 |
| 12 | 08241 | 27/100 |
Most distressed Atlantic, NJ ZIPs (0-100, 2026)
Mortgage delinquency in Atlantic, NJ
1.1% of Atlantic, NJ mortgages were ninety-plus days late (Atlantic, NJ, December 2025); Atlantic, NJ thirty-to-eighty-nine days late: 2.4%; Atlantic, NJ twelve-month change -0.2%; Atlantic, NJ peak since 2008: 9.0% (June 2012); New Jersey overall 0.9%. Atlantic, NJ ninety-day series: Dec 24 1.3, Jan 25 1.2, Feb 25 1.2 (Atlantic, NJ), Mar 25 1.1, Apr 25 1.0, May 25 1.1 (Atlantic, NJ), Jun 25 1.1, Jul 25 1.1, Aug 25 1.0 (Atlantic, NJ), Sep 25 1.3, Oct 25 1.3, Nov 25 1.2 (Atlantic, NJ), Dec 25 1.1.
Opportunity index: Atlantic, NJ
Atlantic, NJ index 29.3, Atlantic, NJ phase early_signal; Atlantic, NJ primary driver construction, Atlantic, NJ second driver vacancy. Atlantic, NJ components: property stress 19.2, foreclosure pressure 18.2, listing discounts 29.8, bank stress 55.5, insurance 0.0; Atlantic, NJ pulse 32.3; Atlantic, NJ capital opportunity 24.8; Atlantic, NJ seven-day change +0.1%.
ZIP market phases inside Atlantic, NJ
30 Atlantic, NJ ZIPs carry a price-cycle phase; Atlantic, NJ ZIPs by phase (Atlantic, NJ), deepest drawdown first: expansion, +5.8% YoY (Atlantic, NJ): 08037; expansion, +5.3% YoY (Atlantic, NJ): 08094; expansion, +5.9% YoY (Atlantic, NJ): 08201, 08203, 08205, 08217, Atlantic, NJ 08221, 08225, 08232, 08234, Atlantic, NJ 08240, 08241, 08244, 08270, Atlantic, NJ 08310; expansion, +5.6% YoY (Atlantic, NJ): 08215.
Residential listings by Atlantic, NJ ZIP
Atlantic, NJ ZIPs with the most tracked Atlantic, NJ residential listings: 08330 21 listings, 11 candidates, bank pressure 59; 08401 21 listings, 9 candidates, bank pressure 59; 08205 18 listings, 6 candidates, bank pressure 59; 08234 17 listings, 5 candidates, bank pressure 59 (Atlantic, NJ); 08037 8 listings, 2 candidates, bank pressure 61; 08215 8 listings, 5 candidates, bank pressure 63; 08203 4 listings, 0 candidates, bank pressure 59; 08319 4 listings, 4 candidates, bank pressure 59. Atlantic, NJ totals: 120 listings; Atlantic, NJ candidates 49; active ZIPs 5.
HUD assisted housing in Atlantic, NJ
28 assisted properties with 1,781 units sit in Atlantic, NJ; largest Atlantic, NJ properties: Atlantic Marina (Atlantic City) 287 units, 287 assisted; Community Haven / Aka Community Haven Senior Citiz (Atlantic City) 267 units, 251 assisted; The Beach At South Inlet (Atlantic City) 250 units in Atlantic, NJ; Best Of Life Park (Atlantic City) 208 units; Shalom House (Ventnor) 151 units, 150 assisted; Elliott House (Atlantic City) 104 units, 20 assisted.
Lenders with branches in Atlantic, NJ
Atlantic, NJ lenders by branch count: Oceanfirst Bank Na (Atlantic, NJ): stress 78, 6 branches low in Atlantic, NJ; First Nb Of Absecon (Atlantic, NJ): stress 77, 4 branches low in Atlantic, NJ; Parke Bank (Atlantic, NJ): stress 27, 2 branches low in Atlantic, NJ; Sturdy Savings Bank (Atlantic, NJ): stress 81, 1 branch low in Atlantic, NJ; Crown Bank (Atlantic, NJ): stress 5, 1 branch low in Atlantic, NJ.
Vacancy and permits, Atlantic, NJ
22,642 of 132,199 Atlantic, NJ housing units are vacant; Atlantic, NJ permits, twelve months: 83 multifamily units in Atlantic, NJ, 621 one-to-four unit units.
Work Atlantic, NJ at the parcel level
Every Atlantic, NJ parcel carries owner and address; every Atlantic, NJ parcel carries APN; Atlantic, NJ distress scores sit on the Atlantic, NJ live board.
Atlantic, NJ figures refresh with each source.
Atlantic, NJ questions
Most distressed ZIP code in Atlantic County, NJ?
ZIP 08037 leads Atlantic, NJ at 27/100; next in Atlantic, NJ: 08201 at 27/100; the Atlantic, NJ average is 27/100.
Where does Atlantic County, NJ rank for investment opportunity?
Atlantic, NJ is #1,537 among all ranked counties, #4 in New Jersey; the Atlantic, NJ driver is construction; Atlantic, NJ moved up 228 places.
How many mortgages are delinquent in Atlantic County, NJ?
1.1% of Atlantic, NJ mortgages were ninety-plus days late in December 2025; the Atlantic, NJ peak since 2008 was 9.0%.
Which banks lend in Atlantic County, NJ?
5 watched lenders hold Atlantic, NJ branches; the largest Atlantic, NJ footprints are Oceanfirst Bank Na (6), First Nb Of Absecon (4), Parke Bank (2).
More on Atlantic, NJ
Atlantic County, NJ distress report: public-record figures for Atlantic, NJ; not legal advice for Atlantic, NJ; not tax or investment advice; verify every Atlantic, NJ record before acting.