ZIP 08701 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08701 (Ocean County, New Jersey) lands at 36/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 81/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). The pressure is most legible in construction/permit lag (87/100), structural risk (81/100), institutional ownership (49/100). On the quiet end sit mortgage stress (22/100).

The expansion-phase market in 08701 posted values that rose 5.2% over the year, and 42% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 136,784 with a median age of 18. The demographic-stress sub-score lands at 50/100. The typical home is worth about $466,100 (6.9× income). Vacancy runs 6.9%. The tenure split is 51% owner-occupied to 49% rented. Educational attainment sits at 33% bachelor's-or-above. The ZIP holds roughly 33,874 housing units. Median household income is $62,811, below the U.S. median near $78,000. Around 59% of renters are cost-burdened. 24.7% of residents fall below the poverty threshold.

Net-net, 08701 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 08701 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 08701's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 08701, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 36/100 for 08701 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 08701 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.