ZIP 07731 Property Distress & Foreclosure Data

DLRadar grades ZIP 07731 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural risk reads 58/100 against active distress of 2/100.

The expansion-phase market in 07731 posted values that rose 6.0% over the year, and 32% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 39,924 with a median age of 39. Rent burden reaches 58% of tenant households. The typical home is worth about $494,600 (3.5× income, relatively affordable). There are about 13,998 housing units across 07731. The poverty rate is 7.4% — low. At $130,064, median income runs above typical U.S. levels. 91% of housing is owner-occupied. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 2.5%. The demographic-stress sub-score lands at 29/100.

On balance 07731 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.