ZIP 08514 Property Distress & Foreclosure Data

DLRadar grades ZIP 08514 (Monmouth County, New Jersey) at a low 28/100 for overall property distress. Structural exposure scores 64 and live distress 4 on the 0–100 scale. Property-level stress concentrates in structural risk (64/100), construction/permit lag (59/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (12/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (87/100)).

The expansion-phase market in 08514 posted values that rose 6.0% over the year, and 22% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,270 with a median age of 41. 91% of housing is owner-occupied. There are about 1,986 housing units across 08514. Around 40% of adults hold a bachelor's degree or higher. The poverty rate is 7.2% — low. Rent burden reaches 33% of tenant households. The typical home is worth about $580,900 (4.3× income). The demographic-stress sub-score lands at 28/100. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. At $118,854, median income runs above typical U.S. levels.

On balance 08514 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.