ZIP 08691 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08691 (Mercer County, New Jersey) lands at 27/100 — low on DLRadar's public-record scoring. Structural risk reads 62/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (74/100)). The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (62/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 08691 posted values that rose 5.9% over the year, and 32% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 16,924 with a median age of 45. Vacancy runs 4.8%. The typical home is worth about $552,000 (4.0× income). 77% of housing is owner-occupied. The poverty rate is 4.0% — low. At $129,900, median income runs above typical U.S. levels. Rent burden reaches 57% of tenant households. There are about 7,139 housing units across 08691. The demographic-stress sub-score lands at 28/100. Around 64% of adults hold a bachelor's degree or higher.

On balance 08691 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.