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ZIP 08691 Foreclosure, Tax-Lien & Distress Report

Mercer County, New Jersey · Distress market

ZIP code 08691 in Mercer County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 64/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (73/100). What sets it apart are the readings on construction/permit lag (84/100), structural risk (64/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 08691 posted values that rose 4.6% over the year, and 32% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 16,924 with a median age of 45. Vacancy runs 4.8%. Home values center near $552,000, an affordability ratio of 4.0×. The tenure split is 77% owner-occupied to 24% rented. The poverty rate is 4.0% — low. Households earn a median $129,900 — above the roughly $78,000 national figure. Rent burden reaches 57% of tenant households. The ZIP holds roughly 7,139 housing units. The demographic-stress sub-score lands at 28/100. Around 64% of adults hold a bachelor's degree or higher.

On balance 08691 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08691 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Mercer County, New Jersey and the nation. Sparse data for 08691 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 08691 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 08691 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

28/100
Composite stress
64/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 08691

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk95
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 08691 by the numbers

A live read on 08691: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Mercer County ZIPs near 08691

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