ZIP 08619 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08619 (Mercer County, New Jersey) returns a low composite of 28/100. Latent structural risk is 64/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (88/100), structural risk (64/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 31% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

69% of housing is owner-occupied. A median home runs $352,500 here, or 3.1 times local income. The demographic-stress sub-score lands at 25/100. The vacancy rate is 3.5%. Population is roughly 23,512 with a median age of 41. The poverty rate is 5.5% — low. Around 37% of renters are cost-burdened. Educational attainment sits at 46% bachelor's-or-above. There are about 10,182 housing units across 08619. Households earn a median $104,922 — above the roughly $78,000 national figure.

On balance 08619 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 08619 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 08619 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08619 can be compared directly against any other ZIP in Mercer County, New Jersey or nationwide. 08619 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 08619's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08619 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.