ZIP 08648 Property Distress & Foreclosure Data

ZIP code 08648 in Mercer County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (72/100).

The market reads expansion — home values rose 5.8% year on year, and 30% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $428,000 here, or 3.4 times local income. Vacancy runs 5.4%. The tenure split is 68% owner-occupied to 32% rented. On demographic stress specifically, 08648 scores 25/100. About 31,142 people live here, median age 39. Rent burden reaches 38% of tenant households. Households earn a median $118,036 — above the roughly $78,000 national figure. There are about 12,515 housing units across 08648. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. About 60% have a four-year degree.

Net-net, 08648 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.