ZIP 08618 Property Distress & Foreclosure Data

DLRadar grades ZIP 08618 (Mercer County, New Jersey) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (72/100). On the structural side it scores 63/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.8% year on year, and 32% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 37,162 people live here, median age 34. The vacancy rate is 10.8%. Around 43% of renters are cost-burdened. About 24% have a four-year degree. The tenure split is 41% owner-occupied to 59% rented. The ZIP holds roughly 14,771 housing units. On demographic stress specifically, 08618 scores 39/100. Households earn a median $48,179 — below the roughly $78,000 national figure. A median home runs $227,000 here, or 4.4 times local income.

Net-net, 08618 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.