ZIP 08628 Foreclosure, Tax-Lien & Distress Report

Mercer County, New Jersey's ZIP 08628 registers 28/100 composite distress, which DLRadar reads as low. On the structural side it scores 64/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (72/100)). Property-level stress concentrates in construction/permit lag (88/100), structural risk (64/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 31% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,555 housing units across 08628. Vacancy runs 4.9%. 63% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. The poverty rate is 8.4%. Median household income is $101,075, above the U.S. median near $78,000. Home values center near $369,500, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 25/100. 9,479 residents call 08628 home, typically aged 45. Around 29% of renters are cost-burdened.

Overall, 08628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 08628's 28/100 can be lined up against any neighbor in Mercer County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08628 reflects the current record instead of a stale or modeled snapshot.

08628's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 08628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.