ZIP 08628 Property Distress & Foreclosure Data

Composite property distress in 08628 (Mercer County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (72/100)). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 08628 posted values that rose 5.8% over the year, and 31% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 4,555 housing units across 08628. Vacancy runs 4.9%. 63% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. The poverty rate is 8.4%. At $101,075, median income runs above typical U.S. levels. The typical home is worth about $369,500 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 25/100. Population is roughly 9,479 with a median age of 45. Rent burden reaches 29% of tenant households.

On balance 08628 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.