ZIP 08628 Foreclosure, Tax-Lien & Distress Report
Mercer County, New Jersey · Distress market
Mercer County, New Jersey's ZIP 08628 registers 28/100 composite distress, which DLRadar reads as low. On the structural side it scores 65/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (70/100)). Property-level stress concentrates in construction/permit lag (91/100), structural risk (65/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 31% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 4,555 housing units across 08628. Vacancy runs 4.9%. 63% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. The poverty rate is 8.4%. Median household income is $101,075, above the U.S. median near $78,000. Home values center near $369,500, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 25/100. 9,479 residents call 08628 home, typically aged 45. Around 29% of renters are cost-burdened.
Overall, 08628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 08628's 28/100 can be lined up against any neighbor in Mercer County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08628 reflects the current record instead of a stale or modeled snapshot.
08628's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 08628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 08628 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 08628 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 08628, drawn from the same report attached to each property.
Nearby ZIPs in Mercer County
Nearest ZIP codes to 08628
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Mercer County, New Jersey at ZIP, county and state level.
Unlock parcel-level detail for ZIP 08628
See who owns each distressed property in 08628, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology