ZIP 08690 Property Distress & Foreclosure Data

DLRadar grades ZIP 08690 (Mercer County, New Jersey) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (72/100). On the structural side it scores 63/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.8% year on year, and 28% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Around 46% of renters are cost-burdened. The vacancy rate is 3.7%. About 45% have a four-year degree. The ZIP holds roughly 7,966 housing units. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $122,665 — above the roughly $78,000 national figure. On demographic stress specifically, 08690 scores 25/100. About 18,996 people live here, median age 48. A median home runs $383,900 here, or 3.0 times local income.

Net-net, 08690 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.