ZIP 08620 Property Distress & Foreclosure Data

ZIP code 08620 in Mercer County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 63 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (81/100), structural risk (63/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (73/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 33% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 2.4%. DLRadar's demographic-stress index for the area reads 30/100. There are about 4,312 housing units across 08620. Median household income is $108,732, above the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. Educational attainment sits at 29% bachelor's-or-above. 11,949 residents call 08620 home, typically aged 44. Rent burden reaches 57% of tenant households. Home values center near $373,800, an affordability ratio of 3.1× — accessible. 10.6% of residents fall below the poverty threshold.

Overall, 08620 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.