ZIP 08620 Foreclosure, Tax-Lien & Distress Report

ZIP code 08620 in Mercer County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. The split runs 64/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (84/100), structural risk (64/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (73/100)).

The market reads peak — home values rose 4.6% year on year, and 33% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 2.4%. On demographic stress specifically, 08620 scores 30/100. There are about 4,312 housing units across 08620. Median household income is $108,732, above the U.S. median near $78,000. 78% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. About 11,949 people live here, median age 44. Rent burden reaches 57% of tenant households. A median home runs $373,800 here, or 3.1 times local income. The poverty rate is 10.6%.

Net-net, 08620 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 08620 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 08620 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 08620 stays directly comparable to neighboring ZIPs and the rest of Mercer County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 08620 shows blanks, not estimates, wherever the record is sparse.

Behind 08620's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 08620 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.