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ZIP 08611 Foreclosure, Tax-Lien & Distress Report

Mercer County, New Jersey · High Poverty market

Mercer County, New Jersey's ZIP 08611 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (72/100). The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (64/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The latent-versus-live split is 64/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 39% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $160,500, an affordability ratio of 2.8× — accessible. Around 53% of renters are cost-burdened. 36% of housing is owner-occupied. Vacancy runs 6.8%. About 32,786 people live here, median age 35. The ZIP holds roughly 11,236 housing units. The poverty rate is 25.2% — high, a tax-stress and distress correlate. About 16% have a four-year degree. At $50,806, median income runs below typical U.S. levels. On demographic stress specifically, 08611 scores 38/100.

Net-net, 08611 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 08611 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 08611's 28/100 can be lined up against any neighbor in Mercer County, New Jersey or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 08611 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 08611 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 08611 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
64/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 08611

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 08611 distress snapshot

The live 08611 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Mercer County

More distress data near 08611

Related ZIP, county and statewide reads linked to Mercer County, New Jersey.

Unlock parcel-level detail for ZIP 08611

The full 08611 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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