ZIP 08629 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08629 (Mercer County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (88/100), structural risk (64/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 64 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 56% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 1.9%. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 40% of tenant households. Educational attainment sits at 15% bachelor's-or-above. Median household income is $81,367, near the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 4,313 housing units. Home values center near $182,400, an affordability ratio of 1.8× — accessible. Roughly 8.7% live below the poverty line. Population is roughly 13,015 with a median age of 35.

Overall, 08629 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 08629 at the moment; the composite and its components are still built from verifiable public records.

The 08629 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 08629 stays directly comparable to neighboring ZIPs and the rest of Mercer County, New Jersey. The score is rebuilt from public data as it updates, so 08629 reflects the current record instead of a stale or modeled snapshot.

Each component behind 08629 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 08629 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.