ZIP 08629 Property Distress & Foreclosure Data

Mercer County, New Jersey's ZIP 08629 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. On the structural side it scores 63/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (72/100).

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 56% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 1.9%. DLRadar's demographic-stress index for the area reads 26/100. Around 40% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Median household income is $81,367, near the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 4,313 housing units. Home values center near $182,400, an affordability ratio of 1.8× — accessible. 8.7% of residents fall below the poverty threshold. 13,015 residents call 08629 home, typically aged 35.

Overall, 08629 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.