ZIP 08610 Property Distress & Foreclosure Data

Mercer County, New Jersey's ZIP 08610 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (73/100)). On the structural side it scores 63/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 08610 posted values that rose 5.8% over the year, and 37% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $87,159, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 29/100. 68% of housing is owner-occupied. Around 47% of renters are cost-burdened. The ZIP holds roughly 12,532 housing units. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 2.5%. The typical home is worth about $264,600 (2.9× income, relatively affordable). The poverty rate is 8.8%. Population is roughly 33,387 with a median age of 38.

On balance 08610 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.