ZIP 08550 Property Distress & Foreclosure Data

DLRadar grades ZIP 08550 (Mercer County, New Jersey) at a low 28/100 for overall property distress. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (82/100), structural risk (63/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (72/100)).

The expansion-phase market in 08550 posted values that rose 5.8% over the year, and 31% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 1.3%. The poverty rate is 2.5% — low. 76% of housing is owner-occupied. Around 85% of adults hold a bachelor's degree or higher. The typical home is worth about $807,200 (3.7× income, relatively affordable). Rent burden reaches 13% of tenant households. Population is roughly 20,876 with a median age of 45. There are about 7,941 housing units across 08550. The demographic-stress sub-score lands at 18/100. At $206,658, median income runs above typical U.S. levels.

On balance 08550 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.