ZIP 08535 Property Distress & Foreclosure Data

ZIP code 08535 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 58/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The expansion-phase market in 08535 posted values that rose 6.0% over the year, and 24% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $195,278, median income runs above typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher. The vacancy rate is 3.2%. Population is roughly 4,971 with a median age of 48. The poverty rate is 2.8% — low. The demographic-stress sub-score lands at 19/100. Around 5% of renters are cost-burdened. 87% of housing is owner-occupied. The typical home is worth about $734,100 (3.5× income, relatively affordable). The ZIP holds roughly 1,587 housing units.

On balance 08535 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.