ZIP 08535 Foreclosure, Tax-Lien & Distress Report

Monmouth County, New Jersey's ZIP 08535 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). On the structural side it scores 63/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $195,278, median income runs above typical U.S. levels. Educational attainment sits at 57% bachelor's-or-above. Vacancy runs 3.2%. 4,971 residents call 08535 home, typically aged 48. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 08535 scores 19/100. Around 5% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. Home values center near $734,100, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 1,587 housing units.

Overall, 08535 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 08535 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 08535 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Monmouth County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 08535 shows blanks, not estimates, wherever the record is sparse.

08535's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 08535 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.