ZIP 08555 Property Distress & Foreclosure Data

DLRadar grades ZIP 08555 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 58/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $112,614 — above the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. About 46% have a four-year degree. The ZIP holds roughly 352 housing units. The vacancy rate is 4.0%. On demographic stress specifically, 08555 scores 28/100. A median home runs $364,900 here, or 3.1 times local income. Around 65% of renters are cost-burdened. About 1,059 people live here, median age 39.

Net-net, 08555 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.