ZIP 08510 Property Distress & Foreclosure Data

Composite property distress in 08510 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 58 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year, and 34% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $740,700 here, or 3.2 times local income. On demographic stress specifically, 08510 scores 24/100. There are about 1,921 housing units across 08510. About 62% have a four-year degree. The tenure split is 98% owner-occupied to 2% rented. Households earn a median $201,875 — above the roughly $78,000 national figure. Vacancy runs 1.9%. Rent burden reaches 59% of tenant households. About 5,383 people live here, median age 47. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 08510 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.