ZIP 07728 Property Distress & Foreclosure Data

Composite property distress in 07728 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural risk reads 58/100 against active distress of 2/100.

The expansion-phase market in 07728 posted values that rose 6.0% over the year, and 28% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 56,623 with a median age of 42. The typical home is worth about $505,400 (4.6× income). Rent burden reaches 52% of tenant households. The demographic-stress sub-score lands at 32/100. 77% of housing is owner-occupied. Vacancy runs 3.0%. At $107,042, median income runs above typical U.S. levels. There are about 21,162 housing units across 07728. Around 46% of adults hold a bachelor's degree or higher. The poverty rate is 7.5%.

On balance 07728 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.