ZIP 07730 Property Distress & Foreclosure Data

In Monmouth County, New Jersey, ZIP 07730 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 58/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $122,276 — above the roughly $78,000 national figure. On demographic stress specifically, 07730 scores 27/100. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Around 43% of renters are cost-burdened. The vacancy rate is 1.5%. About 32% have a four-year degree. About 17,193 people live here, median age 46. A median home runs $478,600 here, or 3.7 times local income. The ZIP holds roughly 6,857 housing units. The tenure split is 90% owner-occupied to 10% rented.

Net-net, 07730 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.