ZIP 07748 Property Distress & Foreclosure Data

ZIP code 07748 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $600,600 here, or 3.7 times local income. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 2.1%. The tenure split is 87% owner-occupied to 13% rented. About 52% have a four-year degree. There are about 10,459 housing units across 07748. About 28,288 people live here, median age 44. Rent burden reaches 47% of tenant households. Households earn a median $152,488 — above the roughly $78,000 national figure. On demographic stress specifically, 07748 scores 26/100.

Net-net, 07748 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.