ZIP 07748 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 07748 in Monmouth County, New Jersey comes in at 28, a low composite-distress reading. Structural risk reads 63/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The expansion-phase market in 07748 posted values that rose 5.2% over the year, and 27% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $600,600, an affordability ratio of 3.7× — accessible. 4.4% of residents fall below the poverty threshold. The vacancy rate is 2.1%. The tenure split is 87% owner-occupied to 13% rented. Around 52% of adults hold a bachelor's degree or higher. There are about 10,459 housing units across 07748. About 28,288 people live here, median age 44. Rent burden reaches 47% of tenant households. Households earn a median $152,488 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 26/100.

Overall, 07748 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 07748 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07748 reflects the current record instead of a stale or modeled snapshot.

07748's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 07748 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.