ZIP 07718 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07718 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). Structurally it carries 63/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 5.2% year on year, and 33% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $514,600, an affordability ratio of 3.5× — accessible. Educational attainment sits at 41% bachelor's-or-above. At $139,313, median income runs above typical U.S. levels. Around 50% of renters are cost-burdened. The poverty rate is 2.7% — low. Vacancy runs 1.4%. About 7,057 people live here, median age 39. On demographic stress specifically, 07718 scores 26/100. There are about 2,498 housing units across 07718. The tenure split is 95% owner-occupied to 5% rented.

Net-net, 07718 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 07718 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 07718 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. 07718 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 for 07718 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 07718 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.