ZIP 07718 Property Distress & Foreclosure Data

DLRadar grades ZIP 07718 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 33% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $514,600 here, or 3.5 times local income. About 41% have a four-year degree. Households earn a median $139,313 — above the roughly $78,000 national figure. Around 50% of renters are cost-burdened. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 1.4%. About 7,057 people live here, median age 39. On demographic stress specifically, 07718 scores 26/100. The ZIP holds roughly 2,498 housing units. The tenure split is 95% owner-occupied to 5% rented.

Net-net, 07718 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.