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ZIP 07723 Foreclosure, Tax-Lien & Distress Report

Monmouth County, New Jersey · High Vacancy market

DLRadar grades ZIP 07723 (Monmouth County, New Jersey) at a low 28/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). Structural exposure scores 63 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 15.2% live below the poverty line. Rent burden reaches 52% of tenant households. Educational attainment sits at 34% bachelor's-or-above. On demographic stress specifically, 07723 scores 58/100. A median home runs $1,579,400 here, or 15.5 times local income. Population is roughly 815 with a median age of 55. At $86,563, median income runs near typical U.S. levels. The vacancy rate is 71.5% — elevated. The ZIP holds roughly 1,176 housing units. The tenure split is 66% owner-occupied to 34% rented.

Net-net, 07723 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 07723 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 07723 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 07723 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 for 07723 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07723 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07723

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk97
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 07723 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 07723, the same set carried on every parcel.

Loading ZIP 07723 stress data…

Adjacent Monmouth County ZIP reports

Nearest ZIP codes to 07723

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Monmouth County, New Jersey — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 07723

Every distressed parcel in 07723 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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