ZIP 07727 Property Distress & Foreclosure Data

DLRadar grades ZIP 07727 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 58/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year, and 25% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $131,125 — above the roughly $78,000 national figure. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 07727 scores 31/100. Around 59% of renters are cost-burdened. About 49% have a four-year degree. The vacancy rate is 6.2%. The tenure split is 85% owner-occupied to 15% rented. A median home runs $652,400 here, or 4.5 times local income. About 7,135 people live here, median age 44. The ZIP holds roughly 3,118 housing units.

Net-net, 07727 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.