ZIP 07727 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07727 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The split runs 63/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 25% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $131,125, median income runs above typical U.S. levels. The poverty rate is 3.1% — low. The demographic-stress sub-score lands at 31/100. Around 59% of renters are cost-burdened. Educational attainment sits at 49% bachelor's-or-above. Vacancy runs 6.2%. 85% of housing is owner-occupied. A median home runs $652,400 here, or 4.5 times local income. Population is roughly 7,135 with a median age of 44. The ZIP holds roughly 3,118 housing units.

Net-net, 07727 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07727 at the moment; the composite and its components are still built from verifiable public records.

Whether 07727 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07727 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 07727 shows blanks, not estimates, wherever the record is sparse.

07727's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07727 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.