ZIP 07716 Foreclosure, Tax-Lien & Distress Report

Monmouth County, New Jersey's ZIP 07716 registers 28/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The expansion-phase market in 07716 posted values that rose 5.2% over the year, and 31% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $124,096, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 35% of tenant households. The vacancy rate is 4.3%. There are about 4,119 housing units across 07716. 69% of housing is owner-occupied. About 47% have a four-year degree. A median home runs $647,400 here, or 5.0 times local income. The poverty rate is 3.6% — low. About 8,528 people live here, median age 50.

Net-net, 07716 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 07716's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 07716 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 figure for 07716 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07716 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.