ZIP 07758 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07758 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 63/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 1.6%. The tenure split is 78% owner-occupied to 22% rented. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 35% of adults hold a bachelor's degree or higher. Rent burden reaches 78% of tenant households. Home values center near $530,000, an affordability ratio of 4.0× — accessible. Median household income is $121,150, above the U.S. median near $78,000. The demographic-stress sub-score lands at 34/100. Population is roughly 4,230 with a median age of 47. There are about 1,670 housing units across 07758.

Net-net, 07758 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07758 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 07758 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07758 reflects the current record instead of a stale or modeled snapshot.

07758's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 07758 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.