ZIP 07758 Property Distress & Foreclosure Data

In Monmouth County, New Jersey, ZIP 07758 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The latent-versus-live split is 58/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)).

The expansion-phase market in 07758 posted values that rose 6.0% over the year, and 25% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 1.6%. 78% of housing is owner-occupied. The poverty rate is 5.5% — low. Around 35% of adults hold a bachelor's degree or higher. Around 78% of renters are cost-burdened. The typical home is worth about $530,000 (4.0× income, relatively affordable). At $121,150, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 34/100. Population is roughly 4,230 with a median age of 47. The ZIP holds roughly 1,670 housing units.

On balance 07758 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.