ZIP 07721 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · Distress market
Scored on a fixed 0-100 scale, 07721 (Monmouth County, New Jersey) returns a low composite of 28/100. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (91/100). On the structural side it scores 63/100, with 2/100 of stress already active.
The expansion-phase market in 07721 posted values that rose 5.2% over the year, and 38% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $128,110 — above the roughly $78,000 national figure. The vacancy rate is 0.0%. Around 32% of renters are cost-burdened. On demographic stress specifically, 07721 scores 26/100. A median home runs $424,700 here, or 3.0 times local income. There are about 1,603 housing units across 07721. 5.4% of residents fall below the poverty threshold. Owners hold 55% of homes, renters 45%. About 47% have a four-year degree. Population is roughly 4,445 with a median age of 31.
Net-net, 07721 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 07721 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 07721's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 07721, the field stays empty rather than modeled, and fills in as new documents post.
The 28/100 figure for 07721 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07721 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 07721 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07721 Stress Report snapshot
The live 07721 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Get the full acquisition report for 07721
The full 07721 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology