ZIP 07721 Property Distress & Foreclosure Data

In Monmouth County, New Jersey, ZIP 07721 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (58/100), construction/permit lag (50/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 38% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $128,110 — above the roughly $78,000 national figure. The vacancy rate is 0.0%. Around 32% of renters are cost-burdened. On demographic stress specifically, 07721 scores 26/100. A median home runs $424,700 here, or 3.0 times local income. The ZIP holds roughly 1,603 housing units. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 55% owner-occupied to 45% rented. About 47% have a four-year degree. About 4,445 people live here, median age 31.

Net-net, 07721 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.