ZIP 07757 Property Distress & Foreclosure Data

ZIP code 07757 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 58/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 26% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,865 housing units across 07757. Households earn a median $156,196 — above the roughly $78,000 national figure. Vacancy runs 5.0%. About 52% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 29% of tenant households. About 6,130 people live here, median age 48. On demographic stress specifically, 07757 scores 25/100. A median home runs $757,700 here, or 4.4 times local income. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07757 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.