ZIP 07757 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07757 (Monmouth County, New Jersey) returns a low composite of 28/100. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,865 housing units. Median household income is $156,196, above the U.S. median near $78,000. Vacancy runs 5.0%. Educational attainment sits at 52% bachelor's-or-above. Owners hold 93% of homes, renters 7%. Rent burden reaches 29% of tenant households. Population is roughly 6,130 with a median age of 48. The demographic-stress sub-score lands at 25/100. The typical home is worth about $757,700 (4.4× income). 2.9% of residents fall below the poverty threshold.

Net-net, 07757 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 07757 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 07757 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07757 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07757, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 07757 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 07757 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.