ZIP 07738 Property Distress & Foreclosure Data

Monmouth County, New Jersey's ZIP 07738 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). On the structural side it scores 58/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 29% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $168,945, above the U.S. median near $78,000. 2.2% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. 6,901 residents call 07738 home, typically aged 43. Owners hold 88% of homes, renters 12%. Educational attainment sits at 62% bachelor's-or-above. The ZIP holds roughly 2,498 housing units. Home values center near $807,300, an affordability ratio of 4.3×. The vacancy rate is 0.0%.

Overall, 07738 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.