ZIP 07738 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · High Value market
Composite property distress in 07738 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). On the structural side it scores 63/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.
The market reads expansion — home values rose 5.2% year on year, and 29% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $168,945, above the U.S. median near $78,000. The poverty rate is 2.2% — low. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. 6,901 residents call 07738 home, typically aged 43. Owners hold 88% of homes, renters 12%. About 62% have a four-year degree. There are about 2,498 housing units across 07738. Home values center near $807,300, an affordability ratio of 4.3×. Vacancy runs 0.0%.
Overall, 07738 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07738 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 07738 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 07738 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 for 07738 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 07738 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 07738
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07738 Stress Report snapshot
A live read on 07738: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Each signal above is traceable to an open dataset · methodology