ZIP 08734 Property Distress & Foreclosure Data

In Ocean County, New Jersey, ZIP 08734 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 80 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (64/100). Its standout signals are construction/permit lag (84/100), structural risk (80/100), institutional ownership (54/100). mortgage stress (22/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 10.9%. Home values center near $442,000, an affordability ratio of 3.2× — accessible. 1.4% of residents fall below the poverty threshold. Rent burden reaches 6% of tenant households. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 20/100. 8,028 residents call 08734 home, typically aged 43. There are about 2,992 housing units across 08734. Median household income is $121,033, above the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above.

Overall, 08734 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.