ZIP 08857 Foreclosure, Tax-Lien & Distress Report

ZIP code 08857 in Middlesex County, New Jersey carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The split runs 69/100 structural to 2/100 active on the ground. Its standout signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100).

The market reads expansion — home values rose 5.2% year on year, and 30% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

40,409 residents call 08857 home, typically aged 43. Vacancy runs 2.4%. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 16,301 housing units. Home values center near $486,600, an affordability ratio of 4.5×. Educational attainment sits at 36% bachelor's-or-above. At $101,192, median income runs above typical U.S. levels. The poverty rate is 7.9%. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 36% of tenant households.

On balance 08857 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 08857's 30/100 can be lined up against any neighbor in Middlesex County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 08857 reflects the current record instead of a stale or modeled snapshot.

The 30/100 for 08857 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 08857 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.