ZIP 08863 Property Distress & Foreclosure Data

Middlesex County, New Jersey's ZIP 08863 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). On the structural side it scores 67/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 27% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $116,250, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 4,810 housing units. Around 34% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. Educational attainment sits at 39% bachelor's-or-above. The vacancy rate is 1.7%. Home values center near $438,000, an affordability ratio of 3.6× — accessible. 5.1% of residents fall below the poverty threshold. 13,052 residents call 08863 home, typically aged 40.

Overall, 08863 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.