ZIP 08863 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 08863 in Middlesex County, New Jersey comes in at 30, a moderate composite-distress reading. Property-level stress concentrates in construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). Structural risk reads 69/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $116,250, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 4,810 housing units. Rent burden reaches 34% of tenant households. 72% of housing is owner-occupied. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 1.7%. Home values center near $438,000, an affordability ratio of 3.6× — accessible. 5.1% of residents fall below the poverty threshold. About 13,052 people live here, median age 40.

Overall, 08863 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 08863 at the moment; the composite and its components are still built from verifiable public records.

Whether 08863 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08863 can be compared directly against any other ZIP in Middlesex County, New Jersey or nationwide. 08863 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 figure for 08863 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 08863 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.