ZIP 08902 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08902 (Middlesex County, New Jersey) at a moderate 30/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). On the structural side it scores 69/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $117,671 — above the roughly $78,000 national figure. 7.6% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. Owners hold 58% of homes, renters 42%. Around 45% of adults hold a bachelor's degree or higher. Vacancy runs 2.3%. DLRadar's demographic-stress index for the area reads 27/100. There are about 15,701 housing units across 08902. Population is roughly 43,146 with a median age of 38. A median home runs $433,800 here, or 3.4 times local income.

Overall, 08902 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 08902 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 08902, the field stays empty rather than modeled, and fills in as new documents post.

Behind 08902's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08902 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.