ZIP 10314 Property Distress & Foreclosure Data

Composite property distress in 10314 (Richmond County, New York) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (77/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The expansion-phase market in 10314 posted values that rose 6.3% over the year, and 13% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $682,300, an affordability ratio of 6.4×. The vacancy rate is 6.4%. Median household income is $104,655, above the U.S. median near $78,000. Around 44% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 33,738 housing units. 10.1% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 93,539 with a median age of 41.

Broadly, 10314 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.