ZIP 10308 Property Distress & Foreclosure Data

In Richmond County, New York, ZIP 10308 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (77/100)).

The expansion-phase market in 10308 posted values that rose 6.3% over the year, and 16% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $656,400, an affordability ratio of 5.3×. Owners hold 80% of homes, renters 20%. Population is roughly 29,996 with a median age of 43. There are about 11,243 housing units across 10308. 5.8% of residents fall below the poverty threshold. Vacancy runs 6.9%. Median household income is $122,654, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 40% bachelor's-or-above. Rent burden reaches 33% of tenant households.

Broadly, 10308 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.