ZIP 10303 Property Distress & Foreclosure Data

In Richmond County, New York, ZIP 10303 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. Its standout signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 19% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 46% of renters are cost-burdened. On demographic stress specifically, 10303 scores 41/100. The ZIP holds roughly 9,684 housing units. 25,993 residents call 10303 home, typically aged 38. The vacancy rate is 8.8%. About 30% have a four-year degree. Households earn a median $79,429 — near the roughly $78,000 national figure. The tenure split is 62% owner-occupied to 38% rented. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $486,400 here, or 5.8 times local income.

On balance, 10303 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.