ZIP 10303 Foreclosure, Tax-Lien & Distress Report

Richmond County, New York's ZIP 10303 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (76/100). On the structural side it scores 42/100, with 2/100 of stress already active. Leading the profile are structural risk (42/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 19% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 46% of tenant households. DLRadar's demographic-stress index for the area reads 41/100. The ZIP holds roughly 9,684 housing units. Population is roughly 25,993 with a median age of 38. Vacancy runs 8.8%. About 30% have a four-year degree. Households earn a median $79,429 — near the roughly $78,000 national figure. Owners hold 62% of homes, renters 38%. 18.6% of residents fall below the poverty threshold. A median home runs $486,400 here, or 5.8 times local income.

Overall 10303 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 10303 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 10303 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Richmond County, New York and the nation. The score is rebuilt from public data as it updates, so 10303 reflects the current record instead of a stale or modeled snapshot.

10303's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 10303 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.