ZIP 10312 Property Distress & Foreclosure Data

In Richmond County, New York, ZIP 10312 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). On the structural side it scores 53/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 15% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $111,434 — above the roughly $78,000 national figure. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 10312 scores 35/100. About 41% have a four-year degree. 63,345 residents call 10312 home, typically aged 41. The ZIP holds roughly 22,697 housing units. Around 39% of renters are cost-burdened. A median home runs $723,600 here, or 6.3 times local income. The tenure split is 82% owner-occupied to 18% rented. The vacancy rate is 5.2%.

On balance, 10312 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.