ZIP 08854 Foreclosure, Tax-Lien & Distress Report

ZIP 08854's composite property-distress score is 30/100 - DLRadar classes that as moderate for Middlesex County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). Latent structural risk is 69/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The market reads expansion — home values rose 5.2% year on year, and 32% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $126,331, median income runs above typical U.S. levels. Around 34% of renters are cost-burdened. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. Around 50% of adults hold a bachelor's degree or higher. About 60,405 people live here, median age 34. The ZIP holds roughly 18,225 housing units. On demographic stress specifically, 08854 scores 26/100. Owners hold 65% of homes, renters 35%. The typical home is worth about $449,900 (3.4× income, relatively affordable). Vacancy runs 4.1%.

On balance 08854 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 08854 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 08854's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 08854 reflects the current record instead of a stale or modeled snapshot.

08854's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 08854 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.