ZIP 08854 Property Distress & Foreclosure Data

Middlesex County, New Jersey's ZIP 08854 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). The latent-versus-live split is 67/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 32% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $126,331, above the U.S. median near $78,000. Around 34% of renters are cost-burdened. 5.4% of residents fall below the poverty threshold. Educational attainment sits at 50% bachelor's-or-above. 60,405 residents call 08854 home, typically aged 34. The ZIP holds roughly 18,225 housing units. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 65% of homes, renters 35%. Home values center near $449,900, an affordability ratio of 3.4× — accessible. The vacancy rate is 4.1%.

Overall, 08854 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.