ZIP 07066 Foreclosure, Tax-Lien & Distress Report

Union County, New Jersey's ZIP 07066 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. The pressure is most legible in structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (8/100) stay muted.

The expansion-phase market in 07066 posted values that rose 5.2% over the year, and 27% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $122,610, median income runs above typical U.S. levels. On demographic stress specifically, 07066 scores 28/100. Owners hold 76% of homes, renters 24%. About 46% have a four-year degree. The poverty rate is 2.9% — low. About 15,410 people live here, median age 43. Home values center near $609,600, an affordability ratio of 4.7×. The vacancy rate is 2.2%. Rent burden reaches 31% of tenant households. The ZIP holds roughly 6,055 housing units.

On balance, 07066 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 07066 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 07066's 23/100 can be lined up against any neighbor in Union County, New Jersey or any ZIP coast to coast. Where the public record is thin for 07066, the field stays empty rather than modeled, and fills in as new documents post.

Behind 07066's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07066 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.