ZIP 07088 Property Distress & Foreclosure Data

DLRadar grades ZIP 07088 (Union County, New Jersey) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. On the structural side it scores 63/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

The market reads expansion — home values rose 6.0% year on year, and 45% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $92,041 — above the roughly $78,000 national figure. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,096 housing units. About 32% have a four-year degree. Around 65% of renters are cost-burdened. About 3,083 people live here, median age 42. A median home runs $346,000 here, or 3.7 times local income. The vacancy rate is 0.0%. On demographic stress specifically, 07088 scores 35/100. The tenure split is 54% owner-occupied to 46% rented.

Net-net, 07088 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.