ZIP 07088 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07088 (Union County, New Jersey) lands at 23/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (51/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (8/100). The split runs 51/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

The expansion-phase market in 07088 posted values that rose 5.2% over the year, and 45% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $92,041, above the U.S. median near $78,000. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. There are about 1,096 housing units across 07088. Around 32% of adults hold a bachelor's degree or higher. Around 65% of renters are cost-burdened. About 3,083 people live here, median age 42. A median home runs $346,000 here, or 3.7 times local income. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 35/100. 54% of housing is owner-occupied.

Overall 07088 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 07088 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 07088 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07088 can be compared directly against any other ZIP in Union County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 07088 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 07088 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07088 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.