ZIP 07069 Property Distress & Foreclosure Data

In Somerset County, New Jersey, ZIP 07069 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100). Its standout signals are structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural exposure scores 55 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 4.1%. Home values center near $883,300, an affordability ratio of 5.0×. 2.5% of residents fall below the poverty threshold. Educational attainment sits at 63% bachelor's-or-above. 6,545 residents call 07069 home, typically aged 47. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 88% of homes, renters 12%. Rent burden reaches 50% of tenant households. There are about 2,525 housing units across 07069. Median household income is $166,693, above the U.S. median near $78,000.

On balance, 07069 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.